The people

The people
behind HRBR.

HRBR is run by its seven founders. Two of them write the software. The others come from banking, product, investing and law.

The seven founders

Alexei Karpov
Luxembourg / Mauritius

Alexei Karpov

Founder · designs the software

He has worked in private banking and family money since 2008, in Luxembourg, Liechtenstein and Mauritius, after more than twenty years in web building and computer security. He designed Melusina, the software everything at HRBR runs on, and writes it with Vlad.

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Vladislav Mosolkov
Mauritius

Vladislav Mosolkov

Chief technology officer

He took a master’s in systems engineering, then checked the price data a bank trades on at Deutsche Bank, tested trading and risk software at OilSpace, led the testing teams at Phorm, and designed automated trading systems. He writes the software here with Alexei, and runs the engineering.

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Lorinc J. Nyitrai
Mauritius

Lorinc J. Nyitrai

Customers and growth

He worked on data and products at UBS, Credit Suisse, Google, Cembra Money Bank, Ericsson and TSB Bank in New Zealand — banks and technology companies, seen from both sides. Here he looks after customers and growth.

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Rudi van der Lugt
Luxembourg

Rudi van der Lugt

Chief financial officer

He spent more than twenty-five years on shares, bonds, company money and fund paperwork at Nomura, ABN AMRO, Theodoor Gilissen, Adepa and State Street, and qualified as an investment analyst along the way. Here he runs the money side and keeps the books straight.

Mikhail Bautin
Dubai

Mikhail Bautin

Start-ups and digital rights

He was a licensed advocate at the Astana financial centre in Kazakhstan and a founding partner of Digital Rights Center Qazaqstan, where he argued digital rights cases. He advises start-ups in Dubai on the law around online money and services, and does the same for us.

Jean-Luc Jourdan
Luxembourg

Jean-Luc Jourdan

Finance and accounting

He was head of shares and bonds at Banque de Luxembourg, and before that traded on the floor of the Luxembourg stock exchange for BGL. He co-founded CIM Bank in Geneva, and co-founded GMS+, the Luxembourg firm that has looked after a family’s money, companies and inheritance for years. He is a qualified accountant and an expert the Luxembourg courts call on, and here he keeps our own accounts straight.

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Serhii Marchenko

Serhii Marchenko

Investor

He is a business angel and long-term private investor who brings people and deals together, and a qualified architect.

Adviser

Daniil Savitski
Estonia

Daniil Savitski

Adviser · European law

He has been a member of the Estonian Bar since 2014 and sits on the legal committee of UEFA, European football’s governing body. As managing partner of K&S Legal he handled company, money and cross-border cases, and he advises us on the European questions.

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